🔒 RESOURCEFUL SOLUTIONS AND ASSOCIATES INC

(Doing Business As “Resourceful Solutions”)

TERMS, CONDITIONS, PAYMENT & ENFORCEMENT POLICY

Effective Date: June 30, 2019

1. COMPANY IDENTIFICATION

Resourceful Solutions and Associates Inc (“Company,” “we,” “our,” or “us”) is a legally registered corporation providing professional financial, business, consulting, and digital services.

All services, agreements, and transactions are conducted with the corporation, not any individual.

2. SCOPE OF SERVICES (FULL COVERAGE)

The Company provides services including, but not limited to:

• Tax preparation and tax planning (individual and business)

• Bookkeeping, accounting, and payroll services

• Business formation and consulting (LLC, S-Corp, nonprofit)

• Credit advisory and financial strategy services

• Grant writing and funding assistance

• Marketing, branding, and business development services

• Website development, automation, and digital services

• Email marketing and campaign management

• AI-generated content and business strategy

• General consultations, advisory, and strategy sessions

3. BILLABLE SERVICES POLICY (WORK & LABOR)

All services are billed based on:

• Time invested

• Professional expertise

• Labor performed

• Research, analysis, and strategy

👉 Any time spent on behalf of a client constitutes billable work.
👉 All fees are earned immediately upon commencement of work.

4. NO FREE SERVICES OR ESTIMATES

The Company does not provide free services, free consultations, or free estimates under any circumstances.

This includes, but is not limited to:

• Tax filing or refund estimates

• Review of documents or financials

• Business or credit evaluations

• Strategy or advisory discussions

👉 All services, including estimates and consultations, require payment.

5. STRICT NO REFUND POLICY

All payments made to Resourceful Solutions and Associates Inc are final and non-refundable.

• No refunds will be issued for any reason

• Fees are based on work, labor, and expertise provided

• Dissatisfaction, delays, or changes in decision do not qualify for refunds

👉 All services—including consultations, estimates, advisory, digital, and professional services—are non-refundable once initiated.

6. PAYMENT TERMS

• Payment is required upfront unless otherwise agreed in writing

• Subscription services are billed monthly

• Services may be paused or withheld until payment is received

7. NON-PAYMENT & ENFORCEMENT POLICY

Failure to remit payment for services rendered will result in enforcement actions.

The Company reserves the right to:

• Refuse to release completed work or deliverables

• Suspend or terminate services

• Invoice for all time, labor, and work performed

• Apply late fees and administrative charges where applicable

8. COLLECTION ACTIONS

Unpaid balances may be subject to:

• Internal collection efforts

• Referral to third-party collection agencies

• Reporting of delinquent accounts where legally permissible

9. LEGAL ACTION

The Company reserves the right to pursue legal remedies, including:

• Filing claims in small claims or civil court

• Seeking judgment for unpaid balances

• Recovering court costs and allowable legal expenses

10. NO GUARANTEE OF RESULTS

The Company does not guarantee outcomes related to:

• Tax refunds or tax liability

• Credit score improvements

• Loan or funding approvals

• Marketing performance or business results

All outcomes depend on individual circumstances and compliance.

11. CLIENT RESPONSIBILITY

Clients agree to:

• Provide accurate and complete information

• Respond in a timely manner to requests

• Review all deliverables and documentation

Failure to do so may impact service quality and outcomes.

12. INTELLECTUAL PROPERTY

All work, strategies, templates, systems, and deliverables remain the intellectual property of Resourceful Solutions and Associates Inc unless otherwise stated in writing.

13. LIMITATION OF LIABILITY

The Company is not liable for:

• Errors due to inaccurate or incomplete client information

• Delays caused by third parties or government agencies

• Indirect, incidental, or consequential damages

14. GOVERNING LAW

These terms are governed by the laws of the State of Georgia.

15. CLIENT ACKNOWLEDGMENT (MANDATORY)

By engaging services and/or submitting payment, you acknowledge and agree that:

• All services are billed based on time, labor, and expertise

• No free services or estimates are provided

• All payments are final and non-refundable

• Unpaid balances may be subject to collections and legal action